MVFHC to present at Dayton Housing Symposium
For tickets and more information please visit http://tinyurl.com/hvtfpgz
Join city officials and partners for a forum to discuss, learn and share information regarding the current state and future of the city's housing market. Registration is $20 and includes a continental breakfast at 8:30 a.m., snacks and parking. For tickets and more information please visit http://tinyurl.com/hvtfpgz
In session one, John Zimmerman, Vice President of the Miami Valley Fair Housing Center, Inc. (MVFHC), and Greg Kramer, Assistant Director of the Access Center for Independent Living (ACIL), are presenting a seminar on Designing Construction for Accessibility & Aging in Place.
In session two, John will present a seminar on Preparing for Cultural Differences with Civil Rights Specialist Joshua Ward, and Welcome Dayton Program Coordinator Melissa Bertolo from the Dayton Human Relations Council (HRC).
Justice Department Reaches Settlement with Ohio-Based Banks to Resolve Allegations of Lending Discrimination
Settlement Provides $9 Million to Ensure Equal Lending Services to African-American Communities in Ohio and Indiana
December 29th, 2016 — The Justice Department filed a consent order today to resolve allegations that Union Savings Bank and Guardian Savings Bank engaged in a pattern or practice of “redlining” predominantly African-American neighborhoods in and around Cincinnati; Columbus, Ohio; Dayton, Ohio; and Indianapolis. “Redlining” is the discriminatory practice by banks or other financial institutions of denying or avoiding providing credit services to consumers because of the racial demographics of the neighborhood in which the consumer lives.
The settlement, which is subject to court approval, was filed in conjunction with the department’s complaint in the U.S. District Court for the Southern District of Ohio. The complaint alleges that Union and Guardian violated the Fair Housing Act and the Equal Credit Opportunity Act, which prohibit financial institutions from discriminating on the basis of race and color in their mortgage lending practices. The lawsuit alleges that, from at least 2010 through 2014, Union and Guardian served the credit needs of the residents of predominantly white neighborhoods to a significantly greater extent than they served the credit needs of majority African-American neighborhoods. Those neighborhoods are easily recognized because each of the four metropolitan areas in which the banks operate has long maintained highly-segregated residential housing patterns for African Americans. Both banks are headquartered in Cincinnati and share common ownership and management.
Read the entire article on the Department of Justice’s website.
December 2016 newsletter now available
Download our December newsletter!
The latest edition of the Miami Valley Fair Housing Center’s newsletter is now available to download.
The newsletter has information about MVFHC’s board members, Updated guidance from HUD and the Department of Justice in regards to local land use and zoning laws, and fair housing webinars offered by Greater Dayton Apartment Association featuring John Zimmerman.
To receive new editions of the newsletter via e-mail, become a MVFHC member.
The New York Times Article on Federal Lawsuit Over Neglected Foreclosures
December 13th, 2016 — The New York Times has written about our lawsuit against Fannie Mae.
Reporters Emily Badger and Quoctrung Bui’s article, “Mowed Lawns or Broken Mailboxes: Foreclosure’s Unequal Toll,” reviews the evidence compiled by MVFHC, the National Fair Housing Alliance and 19 other fair housing organizations that shows Fannie Mae’s neglect of the foreclosed properties it owns in minority neighborhoods.
From the article:
In Baton Rouge, La., Gloria Williams lives next door to property No. 8440 in the investigation’s database, a blue-and-white clapboard house that had what seemed to be a jungle out back and boarded-up windows when investigators visited it in 2014. Ms. Williams, 75, has lived on the block for 47 years, in a home where she raised her son and cared for her mother and has always made sure the lawn was mowed. Her census tract, as of 2010, was 98 percent black.
“They wouldn’t dare let a house grow up like that in a white community — they’d have had somebody out there cutting the grass every week,” Ms. Williams said of the property next door. On final count, it logged 16 problems. “You don’t live here, so it doesn’t bother you,” she said, “but it bothers people that live here.”
Read the entire article on The New York Times website.
MVFHC, National Fair Housing Alliance and 19 Other Civil Rights Groups File Federal Lawsuit Over Neglected Foreclosures
click to view full presentation
December 6th, 2016 — The Miami Valley Fair Housing Center (MVFHC), the National Fair Housing Alliance (NFHA) and 19 local fair housing organizations from across the United States filed a housing discrimination lawsuit against Fannie Mae in federal district court in San Francisco, California. The lawsuit alleges that Fannie Mae purposely fails to maintain its foreclosures (also known as real estate owned or “REO” properties) in middle- and working-class African American and Latino neighborhoods to the same level of quality it does for foreclosures it owns in white middle- and working-class neighborhoods.
The lawsuit is the result of a multi-year investigation. During the past several years, Fannie Mae was notified many times of its failure to maintain and market its foreclosed homes in communities of color to the same standard to which it was maintaining and marketing the foreclosed homes it owned in similar, predominantly white neighborhoods. In spite of numerous meetings with Fannie Mae to address these disparities in maintenance and marketing, Fannie Mae persisted in its willful neglect of its properties in African American and Latino neighborhoods.
Previous news items are available here.
Resources and useful links
Fair Housing webinars
In conjunction with the Greater Dayton Apartment Association, MVFHC is offering one-hour fair housing webinars on the second Thursday
of every other month in 2017. For more information, visit our GDAA webinar page
Reasonable Modifications and Accommodations
Have questions about what your rights or responsibilities are under the federal Fair Housing Act for persons with disabilities? Now available online in the Services/Reference section are joint statements from the Department of Justice and the Department of Housing and Urban Development that explain reasonable modifications
HomeOwnership Center of Greater Dayton
The Home Ownership Center
is a non-profit organization that empowers local residents to achieve and sustain homeownership and financial success. They’ve helped thousands of individuals and families meet their homeownership goals through a variety of services offered at low or no cost. You can reach the HomeOwnership Center at 937-853-1600
If you shop at Amazon.com, did you know that by shopping instead at smile.amazon.com you can direct 0.5% of the price of eligible purchases to the charity of your choice?
MVFHC is an eligible charity, and we’d appreciate your support. Designate MVFHC as your Amazon Smile charity today.
Service Animal Policy
A Service Animal Policy
is now available available online in the Services/Reference section. The policy explains what service animals are and how they are a reasonable accommodation under the Federal Fair Housing Act and also provides practice guidelines for housing providers
and for tenants
Additional Landlord/Tenant info
Also, if you are a landlord or a tenant wanting information on your rights and duties under Ohio law, the Dayton-Montgomery County Ombudsman's Office has a page about landlord/tenant issues
Mobile Home Park residents
rights and responsibilities
A booklet outlining your rights and responsibilities when renting mobile homes or lots in mobile home parks is available on the Ohio Legal Services website
Fair Housing Advertising Word and Phrase List
A word and phrase list
intended as a guideline to assist in complying with state and federal fair housing laws is available online in the Services/Reference section.
Equal Housing Opportunity usage guidelines
on the usage of the "Equal Housing Opportunity" logo and slogan are available online in the Services/Reference section.
Fair Housing Accessibility FIRST
is an initiative sponsored by the U.S. Department of Housing and Urban Development (HUD) that promotes compliance with the Fair Housing Act design and construction requirements. Visit www.fairhousingfirst.org
for instruction programs and useful online resources.
is a joint program of the U.S. Environmental Protection Agency and the U.S. Department of Energy helping us all save money and protect the environment through energy efficient products and practices. To learn how you can save money in your home, visit www.energystar.gov
Copies of special reports such as Analyses of Impediments to Fair Housing Choice released by local jurisdictions as well as other reports done by MVFHC on zoning and predatory lending are available on the reports