Miami Valley Fair Housing Center and the Dayton Area Board of REALTORS® invite you to attend our annual celebration of Fair Housing Month. Register today!
Thursday, April 6, 2017
Sinclair Conference Center
Kimberly Nevels Acting Regional Director, Region V, HUD Office of Fair Housing and Equal Opportunity
The event includes fair housing workshops accredited for continuing education for REALTORS®, architects and other housing professionals, the Fair Housing luncheon, keynote speaker Kimberly Nevels of the HUD Region V Office of Fair Housing and Equal Opportunity, and the Marie Kindrick Fair Housing Awards presentations. Get more information on our registration page.
Fair Housing laws protect immigrants, refugees, and people of all religious faiths
MVFHC can help you
State and federal fair housing laws prohibit discrimination based on national origin, religion, and ancestry. See our mission statement for a complete list of all the people protected from discrimination and to see the services available to assist those who experience discrimination.
Fair housing laws protect immigrants, refugees and people of all religious faiths.
Call Miami Valley Fair Housing Center (MVFHC) at 937-223-6035 if you think you have been the victim of housing discrimination because you are an immigrant or a refugee, because of where you are from, or because of your religious faith.
The fair housing laws protect you regardless of your immigration status.
It is illegal for landlords to treat you differently because of your immigration status, national origin, or religion. That means people involved in renting homes cannot:
refuse to rent to you because you are an immigrant or refugee or because of your religious faith;
refuse to rent to you because you are not from the United States;
charge you more rent or a higher security deposit because of where you are from, your immigration status, or because of your religious faith;
require you to get a co-signer because you are an immigrant, refugee or because of your religion;
tell you not to cook food you like because of the smell;
refuse to rent to you because you or some of your family members do not speak English;
tell you that you must speak English when outside of your apartment;
force you to choose an apartment near other people who are from the same country, speak the same language as you, or are of the same religion;
enforce rules against you or your family because you are an immigrant or refugee or because of your religion but not enforce those rules against anyone else.
It is illegal for landlords to ask you to identify your religion.
It is illegal for landlords to ask you questions about your immigration status because of how you look, talk or dress.
Some landlords, owners, real estate agents, etc., might ask if you are in the country legally, ask to see your green card or visa, or ask for your Social Security number. If you think that you are being asked about your immigration status because of where you are from, call MVFHC at 937-223-6035.
State and federal fair housing laws continue to protect you once you are living in your house or apartment. Landlords, owners, real estate agents, or anyone else may not:
ask you to remove your head scarf, hijab, burka, keffiyeh, kippah, other religious clothing, or other religious symbol;
evict you because of your religion, your immigration status, or your refugee status;
threaten or harass you because of your religion, your immigration status, or your refugee status.
Thanks to the Connecticut Fair Housing Center for allowing us to use information and wording from their Know Your Rights page.
Harassment or threats include:
threatening to report you to the police or immigration authorities because of your immigration status;
saying you will be deported;
telling you to go back to your own country;
painting graffiti or writing on your home, including using slurs or threats to harm you or your family if you do not move out;
yelling racial, ethnic, or religious slurs at you and your family;
blocking access to your home, your belongings, or property amenities (like a swimming pool or laundry area).
You are also protected if you are buying a home or attempting to get a mortgage. If you believe you are being prevented from buying a home or getting a loan because of your immigration status, refugee status or your religion, call MVFHC at 937-223-6035.
*There are some exemptions from the fair housing laws. Even if you think your landlord may be exempt from the laws, please call MVFHC at 937-223-6035.
Donald Trump Is Targeting an Agency That Has Recovered $11.8 Billion for Consumers
January 30th, 2017 — Within days of being sworn in, President Donald Trump has already pledged to cut business regulations by 75%. One way he is likely to fulfill that promise, at least in part, is by defanging a legacy of the 2008 financial crisis: the Consumer Financial Protection Bureau.
That could mean the functional end to the consumer watchdog, which has been responsible for returning roughly $11.8 billion to some 29 million consumers since its inception in 2011, according to data from the bureau. That's an average of $407 returned to each affected consumer, affecting roughly 9% of the U.S. population (assuming no single consumer was a victim in more than one case).
The agency was conceived by a group of consumer advocates including Elizabeth Warren (then a Harvard Law School professor and congressional advisor, and now a senator from Massachusetts), partly in response to reports of deceptive mortgage lending practices that helped precipitate the housing crash. Designed to safeguard consumers in their dealings with the financial-services industry, the CFPB has made moves to curb abuses in the payday, student, and auto lending industries. The agency has also focused on predatory lending practices that target low-income consumers that can ill afford their loans.
In conjunction with the Greater Dayton Apartment Association, MVFHC is offering one-hour fair housing webinars on the second Thursday of every other month in 2017. For more information, visit our GDAA webinar page.
Have questions about what your rights or responsibilities are under the federal Fair Housing Act for persons with disabilities? Now available online in the Services/Reference section are joint statements from the Department of Justice and the Department of Housing and Urban Development that explain reasonable modifications and accommodations.
HomeOwnership Center of Greater Dayton
The Home Ownership Center is a non-profit organization that empowers local residents to achieve and sustain homeownership and financial success. They’ve helped thousands of individuals and families meet their homeownership goals through a variety of services offered at low or no cost. You can reach the HomeOwnership Center at 937-853-1600.
If you shop at Amazon.com, did you know that by shopping instead at smile.amazon.com you can direct 0.5% of the price of eligible purchases to the charity of your choice?
MVFHC is an eligible charity, and we’d appreciate your support. Designate MVFHC as your Amazon Smile charity today.
Service Animal Policy
A Service Animal Policy is now available available online in the Services/Reference section. The policy explains what service animals are and how they are a reasonable accommodation under the Federal Fair Housing Act and also provides practice guidelines for housing providers and for tenants.
Fair Housing Accessibility FIRST is an initiative sponsored by the U.S. Department of Housing and Urban Development (HUD) that promotes compliance with the Fair Housing Act design and construction requirements. Visit www.fairhousingfirst.org for instruction programs and useful online resources.
Energy Star is a joint program of the U.S. Environmental Protection Agency and the U.S. Department of Energy helping us all save money and protect the environment through energy efficient products and practices. To learn how you can save money in your home, visit www.energystar.gov.
Copies of special reports such as Analyses of Impediments to Fair Housing Choice released by local jurisdictions as well as other reports done by MVFHC on zoning and predatory lending are available on the reports page.
Copyright 2003–2017 Miami Valley Fair Housing Center, Inc.